Once we get past closing costs/down payment, we have enough in savings that we have a base line of about $2000 a month for 3 years. After my first year, I am also going to do some tutoring on the side (I a high school teacher and have worked as an ESL teacher so I can often charge $30 $50 per hour for lessons). I currently make an extra $300 a month just by tutoring twice a week, so with everything I feel pretty comfortable with paying our bills.
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